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Table 4

Model performance (five-fold CV on NCV = 15 300).

Model Acc. (%) Macro F1 (%) MCC Interp.
XGBoost 99.81 ± 0.11 99.81 ± 0.11 0.998
Random forest 99.79 ± 0.09 99.79 ± 0.09 0.998
SoftCBM 99.12 ± 0.29 99.12 ± 0.29 0.989 Partial
CEM 97.13 ± 0.36 97.13 ± 0.37 0.965 Partial
HardCBM-Cal 96.97 ± 0.47 96.96 ± 0.47 0.964 Partiald
MLP 95.84 ± 0.29 95.83 ± 0.29 0.950
HardCBM 94.41 ± 0.36 94.37 ± 0.38 0.933 Full
HardCBM-Lin 90.67 ± 0.85 90.59 ± 0.87 0.888 Full

Notes. “Interp.” indicates interpretability level: “Full” = predictions traceable through named scalar concepts with intervention capability; “Partial” = concepts identifiable but not directly interventionable; “-” = black-box. MCC = Matthews Correlation Coefficient (range [−1,1]; >0.9 indicates excellent agreement). AUC-ROC values (one-vs-rest, macro) are >0.99 for all models and omitted for brevity; per-class AUC-ROC is provided in the Zenodo archive (see Data availability). (d)HardCBM-Cal uses cross-input calibrators (each receiving all 12 concepts) that permit inter-concept information flow; its interpretability is weaker than HardCBM’s strict per-concept independence.

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