Comparison of the thermal solutions for the MAD numerical simulation at r = 8 r_g in an AGN with M_BH = 10⁸ M_⊙ (solid lines) and in an XRB with M_BH = 10 M_⊙ (dashed lines). The gray and gold lines show the hot and cold branches, respectively. The hysteresis cycle for AGN extends over a much wider range of ṁ, so that low-luminosity AGN with ṁ as low as 10⁻⁷ are expected to be found in a disk-like spectral state.