Table 3: Disk-to-star flux ratios as a function of wavelength.
Flux ratio Observations Models with Models without

(%) (Duchêne et al. 2004) stratification stratification

I $1.30 \pm 0.03$ 0.92 0.57

J $1.40 \pm 0.03$ 0.89 0.46

H $1.54 \pm 0.03$ 0.91 0.30

L' $0.97 \pm 0.09$ 0.77 0.10

**Table 3:** Disk-to-star flux ratios as a function of wavelength.
Flux ratio	Observations	Models with	Models without
(%)	(Duchêne et al. 2004)	stratification	stratification
I	$1.30 \pm 0.03$	0.92	0.57
J	$1.40 \pm 0.03$	0.89	0.46
H	$1.54 \pm 0.03$	0.91	0.30
L'	$0.97 \pm 0.09$	0.77	0.10

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